Subscription pricing explained

Clear monthly fees, no hourly billing, transparent value.

Our $250/month subscription provides full access to financial planning, with no additional charges. All guidance is included, making budgeting for advice simple and predictable.

Meet your planners

Experienced professionals, client-focused service

James Carter

James Carter

Lead Planner

12 Years experience Personal Planning

Education

Master of Applied Finance, University of Sydney

James has over a decade of experience advising clients. He specialises in practical, actionable planning designed for ongoing support.

Experience

FinScope - Senior Planner (4 years)
celitoraquix - Lead Planner (8 years)

Key skills

Advising Analysis Communication +1

Methods used

Client-Centred Planning Analytical Consultation

Certifications

Certified Financial Planner
ASIC RG 146
Rachel Stevens

Rachel Stevens

Senior Planner

16 Years experience Client Relationships

Education

Bachelor of Commerce, Monash University

Rachel is known for her clear communication and ability to simplify complex topics. She enjoys building long-term client relationships.

Experience

Planwise - Financial Advisor (7 years)
celitoraquix - Senior Planner (9 years)

Key skills

Empathy Listening Planning +1

Methods used

Holistic Assessment Goal-Oriented Review

Certifications

Diploma of Financial Planning
ASIC RG 146
Michael Tan

Michael Tan

Financial Planner

7 Years experience Analytical Reviews

Education

Bachelor of Economics, University of Melbourne

Michael brings a detail-oriented approach. He helps clients understand all available options and stays committed to ethical practice.

Experience

ClearPath - Financial Analyst (3 years)
celitoraquix - Financial Planner (4 years)

Key skills

Analysis Ethics Reporting

Methods used

Detailed Consultation Scenario Analysis

Certifications

ASIC RG 146
Advanced Diploma Planning
Sophie Nguyen

Sophie Nguyen

Client Advisor

6 Years experience Client Experience

Education

Graduate Diploma Finance, UNSW Sydney

Sophie is dedicated to delivering a seamless planning experience. She ensures clients are informed and comfortable throughout the process.

Experience

celitoraquix - Client Advisor (6 years)
FinScope - Associate Planner (2 years)

Key skills

Support Organisation Communication

Methods used

Client Support Transparent Process

Certifications

ASIC RG 146
Diploma Financial Services

How your subscription planning works

A simple, four-step process designed for clarity and ongoing support.

1

Start your subscription online

Begin by registering online and selecting the $250/month plan. You’ll receive a welcome email with details about your dedicated planner.

No setup fees or hidden charges apply.

2

Initial consultation and assessment

Your planner will connect with you for a thorough discussion. This ensures we understand your goals and current circumstances.

All communication is confidential and secured.

3

Receive tailored recommendations

Based on your input, your planner provides practical, actionable guidance suited to your needs.

Recommendations are reviewed regularly.

4

Ongoing support and check-ins

Stay in touch for regular updates, answers to your questions, and adjustments as your situation changes.

Pause or cancel at any time.

Simple pricing

One monthly fee, full access

Most Popular

Standard

A$250.00 / per month

Full access to a dedicated planner with ongoing support and practical recommendations.

  • Ongoing consultations included
  • No hourly billing
  • Transparent $250 fee
  • Confidential communication
  • Pause or cancel anytime

Couple

A$325.00 / per month

Joint planning for two with shared access and support from a dedicated planner.

  • Support for two people
  • Ongoing expert advice
  • Direct planner access
  • Pause or cancel anytime

Family

A$350.00 / per month

Comprehensive planning for families, including inclusive support and regular check-ins.

  • Support for families
  • Inclusive communications
  • Regular review meetings
  • No hidden fees

How we compare

Transparent fees versus traditional models

Feature
celitoraquix
Others
Fixed monthly fee
No hourly charges
Dedicated planner
Practical, tailored advice
Pause or cancel anytime
Transparent communication